What Is The Definition: Sr22 Insurance?
What is a SR22?
An SR22 is a certificate filed by an auto insurance company to prove that an individual has an insurance policy that meets the minimum requirements mandated by his or her state. The company will notify the state’s department of motor vehicles if the policy is cancelled for any reason during the specified time period.
Some of the reasons a person will be forced to file an SR22 include:
- driving under the influence
- being in an accident without insurance
- failing to prove to the DMV that you have liability insurance
If you have to get an SR-22 to drive, it will likely raise your auto insurance premiums substantially. Do what you can to avoid needing more a expensive auto insurance policy.
Getting caught driving while intoxicated can mean that you will have to find an insurance company that will file an SR-22 on your behalf for 3 to 5 years. How long does DUI affect car insurance? As much as 10 years!
The rules regarding an SR-22 vary by state. You should contact your motor vehicle department if you want to know your state’s specific requirements. Here is information on the Texas sr 22 insurance requirements.