While you may be able to find insurance coverage for a pre-existing medical condition in certain circumstances and MediGap insurance without pre-existing conditions issues is available in most situations, forcing insurance companies to insure all comers would prove disastrous to our present system.
Before looking at expensive or restrictive policies, make sure that the pre-existing condition you are concerned about will actually prevent you from getting coverage. Sometimes the medical condition that causes an individual concern, is not one that causes an insurance company the same level of concern. Health insurance for high risk individuals can be hard or impossible to find, but getting information and quotes from various sources will keep you from paying more than you should.
Our pre-existing medical conditions affect the cost and availability of health insurance especially in the private market.
Usually obese workers are not charged more for health insurance on their group plan, however, when they leave their jobs and seek to purchase private medical insurance, they are often charged more and sometimes they are denied coverage. Perhaps [...]