Bite-Sized tips from 23-year Insurance Veteran

How Much Is Car Insurance For A 16 Year Old?

Filed under: car insurance — Tags: , — Alston @ 01:43 October 31, 2009

Unfortunately 16 year old and 17 year old car insurance rates are very high.  Car insurance rates are largely determined by the likelihood of accidents one might have.  Younger drivers, particularly teen male drivers have the worst driving records.

More accidents mean more claims.  Since the cost of claims have to ultimately be paid by other drivers who are in the same demographic group, young teen drivers pay more.

You can find out how much is car insurance for a 16 year old by getting rate quotes online.

If you need to insure a teenage driver, it will pay to shop around and get quotes from several insurers.  Each company will likely charge different rates so comparison shopping for your 16 or 17 year old driver will likely be time well spent.

Health Insurance for Unemployed People

Filed under: cobra insurance replacement,health insurance,insurance tips — Tags: — Alston @ 16:08 October 2, 2009

Finding health insurance for unemployed people often involves comparing policies with some of the same carriers that insure businesses. This means that an individual can be insured with a company he or she trusts.

While you are unlikely to find free health insurance for the unemployed, there may be low cost options available. Believe it or not, individually purchased health insurance policies are often less expensive than group health insurance plans even when you get similar coverage with the same company!

The reason that individually purchased health insurance is often less expensive than employer-sponsored plans is that an individual who purchases insurance has to be medically underwritten in most cases. This allows the company to exclude those who have significant medical conditions. They usually restricted from asking medical questions of individuals who apply through their employers. This means that the insurance company’s costs are higher for group coverage.

If you are looking for health insurance for the unemployed in Connecticut our agency can help you directly. If you need Wyoming unemployed health insurance or health insurance in another state, please use the form at the top of the page.

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