Archive for February, 2009

Using an insurance broker can save you both time and money. Using a broker who works with several companies can make shopping for insurance both easier and faster.

There are a lot of things that you can do to get a better price for insurance coverage. One of the better ideas is to shop around. Prices are determined by factors that are both within your control and those that are not. Being aware of the factors that you have some influence on is the first step in reducing your costs.

There are several types of life insurance that are available today. Term life insurance, whole life insurance, universal life, return-of-premium life and single premium life insurance are just a few of the many types.
If you want life insurance for just its insurance benefits, term life may be the best. In another words if you don’t [...]

Finding the best insurance agent is often the first step towards finding the best insurance policy. Below are some of the ways you can use to help you find the right agent for you and your family.
One-Company Insurance Agents vs. Independent Brokers
As an independent broker myself I certainly am biased toward independent insurance agents [...]

One of the many challenges to the entrepreneur is deciding on the type and amount of insurance to get for themselves and their families. Many business owners came from an environment where their employer created their benefits package and presented either a “take it or leave it” plan or one with few choices.
Many [...]

The cost for private medical insurance is controlled by several factors. Unlike group health insurance, you have control over many of them.
The factors used to calculate a rate for an individual health insurance policy include your age, gender, zip code, smoking status, height to weight ratio, health status, your choice of company and your choice [...]

The current recession is forcing a lot of people to request quotes from short term health insurance providers. US unemployment statistics are moving in the wrong direction and more people find themselves looking for alternatives to COBRA.
What’s Wrong with Temporary Health Insurance?
What’s wrong? Mainly the fact that it is temporary. This means that if [...]

Your chance of being disabled during your working years is much greater than your chance of dying during your working years. disability insurance quotes However, life insurance is something we think about much more and the people buy more often. Very few people get disability insurance outside work-sponsored plans and often these plans are inadequate. [...]

Purchasing hospitalization only insurance is like buying an automobile insurance policy that only protects you against 4 cylinder cars. It it inadequate coverage. Medical treatment consists of much more than hospital care. Physical therapy, MRIs, doctor’s visits, X-rays and labs are all part of medical care.
If you are sick enough to require a hospital stay, [...]

Getting the best deal to insure your teen driver starts before he or she is able to drive. If you try to shop for insurance after your kid starts to drive your options will be limited. Why? Teen drivers have the least experience and the most accidents. Your current insurance company will not drop you [...]